Why Rachel Rodgers’ Book "We Should All Be Millionaires" Hit Me So Hard

I’m halfway through We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power by Rachel Rodgers, and I can already tell you—it’s one of the most motivating, perspective-shifting finance books I’ve ever read.

Rodgers speaks directly to women like me. She doesn’t sugarcoat the reality: for generations, women have been socialized to underachieve, to stay “small,” and to avoid asking for what we’re worth. Her words reminded me of conversations I’ve had with Kimberley, my teacher friend, who has helped me understand the intersections of privilege, racism, and gender—and how they shape our financial opportunities.

This book makes it clear that the old rules of personal finance aren’t just outdated, they’re harmful.

My Top Takeaways So Far:

1. Patriarchal “penny-pinching” advice is nonsense.
   Rodgers calls out the classic advice we’ve all heard: “skip your daily latte, stop buying avocado toast, cut coupons.” Her point? Those small sacrifices won’t create real wealth. Instead, women need to earn more and build bigger opportunities. Focusing on pennies keeps us distracted from the dollars.

2. Abundance > scarcity.
   For many of us, money conversations have been rooted in fear: “don’t spend too much,” “be grateful for what you have,” “don’t be greedy.” Rodgers flips this on its head. She challenges us to change our money mentality—to see money as a tool, not a danger, and to believe in the possibility of more.

3. Mindset matters as much as math.
   It isn’t just about spreadsheets and budgets (though those are important). The way we think about money—our sense of worth, our ability to ask for raises, our willingness to pursue higher-value opportunities—is the real game-changer.

What strikes me most is how Rodgers connects financial growth to power, voice, and impact. Money isn’t just personal—it’s political. When women have more wealth, we change our families, communities, and future generations.

I’m not done the book yet, but I already feel like a fan for life. It’s reshaping how I think about wealth, not just as numbers in a bank account but as a tool for freedom.